Pays to repair your vehicle with parts from your vehicle manufacturer after a partial loss.
Original Equipment Manufacturers Parts
Traditional auto insurance only pays to repair your vehicle with aftermarket or recycled parts when available.
Vehicles up to 5 Years Old
If your vehicle is less than 5 years old, you qualify for our OEM Parts add on.
Up to 5 Years of Coverage
OEM Parts coverage is available for up to 5 years depending on the age of your vehicle.
Ensures exterior parts such as doors, lights and panels are repaired using genuine parts from the manufacturer of your vehicle.
Don't settle for aftermarket or recycled parts
Aftermarket parts were not made to the same quality or standard as your original parts and recycled parts may have hidden defects.
Your repair garage is forced by the insurance company to search for the cheapest available parts when repairing your vehicle after a partial loss. These parts can be recycled parts from scrap yards or aftermarket parts manufactured by a third party.
Repairing your vehicle with brand new genuine OEM parts from the manufacturer of your vehicle ensures that repairs leave your vehicle as close to new as possible.
Our OEM Parts add on coverage pays the additional cost to repair your vehicle with brand new OEM Parts up to $2,500 per year (Maximum $10,000 per policy).
Add to our New Car Replacement policy
OEM Parts coverage can be added to our New Car Replacement Insurance policy.
Not Your Average Replacement Insurance
We’ve designed our policies to stand out from the competition.
Find a broker near you
Contact one of our Broker partners in British Columbia or Alberta for a quote