New Car Replacement Insurance
Get the brand new model of your vehicle and up to $500 of your deductible back after a total loss.
A different kind of New Car Replacement Insurance
We’ve designed our policies to provide more coverage options for longer terms on a wider range of vehicle ages.

Vehicles up to 5 Years Old
Unlike the competition, as long as your vehicle is 5 years old or newer, it qualifies for Drivesure New Car Replacement Insurance.

Up to 7 Years of Coverage
Drivesure will cover your vehicle for up to 7 years. Brand new vehicles qualify for 7 years while 5 year old vehicles would qualify for 3.

Deductible Reimbursement
If you are charged a deductible by your primary insurer for a total loss, we will reimburse it up to a maximum of $500.
Can you afford a total loss?
Traditional auto insurance will only pay the depreciated value of your vehicle after a total loss, even if it wasn’t your fault.
If you financed your vehicle, depreciation could mean that your total loss settlement is less than what’s still owing on your loan. Are you prepared to pay the excess amount owing?
If your vehicle wasn’t financed or if your loan value is less than your total loss settlement. Are you prepared to purchase a used vehicle, or a lower priced brand new vehicle, to avoid the extra cost of purchasing the same vehicle brand new?
A Drivesure New Car Replacement Insurance policy pays the difference between your depreciated total loss settlement and the cost of your vehicle brand new from the current model year.
Add On Coverages
Add more protection to your New Car Replacement Insurance policy
OEM Parts
For Vehicles 1-5 Years Old
Learn MoreDiminished Value
For Vehicles 1-8 Years Old
Learn MorePlus Package
For Vehicles 1-8 Years Old
Learn MoreNot Your Average Replacement Insurance
We’ve designed our policies to stand out from the competition.
Locked in Premiums
Your Drivesure premium won't increase because of a claim, change in address, or young drivers.
Flexible Terms
Policy terms up to seven years are available for brand new vehicles.
Payment Plans
Finance your policy monthly through your bank account or credit card.
Find a broker near you
Contact one of our Broker partners in British Columbia or Alberta for a quote